Most Active Articles 2009-11-26T01:17:48.645-05:00 Business Exchange Business_Exchange@businessweek.com urn:com:businessweek:bx:topic:most-active:401-k-management Mark Casey mcasey641 urn:com:businessweek:bx:article:4374805661941148774-da7f1e417c3acdc460c3ac0f313f53c6 2009-11-10T13:55:11.246-05:00

Employment-Based Retirement Plan Participation: Geographic Differences and Trends, 2008 November 2009 EBRI Issue Brief #336 Paperback, 40 pp. PDF, 675 kb Employee Benefit Research Institute, 2009 Download Issue Brief PDF Executive Summary...

Employment-Based Retirement Plan Participation: Geographic Differences and Trends, 2008 November 2009 EBRI Issue Brief #336 Paperback, 40 pp. PDF, 675 kb Employee Benefit Research Institute, 2009 Download Issue Brief PDF Executive Summary... http://ebri.org/publications/ib/index.cfm?fa=ibDisp&content_id=4402 Lauren Young lyoung404 5 4 0 1 urn:com:businessweek:bx:article:8854180102002253971-156beb99b78ae05858ac9ceb5e47b2d4 2009-11-07T21:45:32.717-05:00

Retirement savers may find it more challenging to rebuild diminished 401(k) accounts next year--the result of a possible reduction by the IRS of the maximum allowable contribution. The issue here is the low inflation rates we've been experiencing as a result of the recession. By law, the Internal Revenue Service sets the 401(k) annual maximum contribution using a formula tied to inflation rates in the third quarter of each year

Retirement savers may find it more challenging to rebuild diminished 401(k) accounts next year--the result of a possible reduction by the IRS of the maximum allowable contribution. The issue here is the low inflation rates we've been experiencing as a result of the recession. By law, the Internal Revenue Service sets the 401(k) annual maximum contribution using a formula tied to inflation rates in the third quarter of each year http://www.ihavenet.com/Personal-Finance-Inflation-May-Squeeze-401k-Contribution-Limits-In-2010.html Dean Mikelis dmikelis084 10 10 0 0 urn:com:businessweek:bx:article:13377662647732559729-a42ab0366aefbf6e9d6cd699e31153fd 2009-02-03T11:31:01.290-05:00

If your company offers a 401(k) plan, you should take advantage of it. Since their inception in 1981, 401(k) plans have made saving for your retirement...

If your company offers a 401(k) plan, you should take advantage of it. Since their inception in 1981, 401(k) plans have made saving for your retirement... http://www.erollover.com/blog/401k/beginner-401k-investing Mike Rowan mrowan998 214 213 1 0 urn:com:businessweek:bx:article:18355511336833108334-19a6664cb2090a1c8517f930b37af97d 2008-11-14T00:02:55.086-05:00

Many investors are peeking at their 401(k) balances and discovering that, in one short year, they've lost the equivalent of a new car. It would have been a lot more fun losing that money by

Many investors are peeking at their 401(k) balances and discovering that, in one short year, they've lost the equivalent of a new car. It would have been a lot more fun losing that money by http://c.moreover.com/click/here.pl?r1690364216&f=9791 236 236 0 0 urn:com:businessweek:bx:article:3172258566185284535-54b4880863d770ac01430ba78496cf27 2009-10-28T14:31:30.369-04:00

f the estimated 80 million people that make up the “millennial generation,” only half report they are currently planning to invest in the stock market, savings accounts or 401(k)s and have less trust in banking and investment firms since the bailouts of AIG and global banks a year ago.

f the estimated 80 million people that make up the “millennial generation,” only half report they are currently planning to invest in the stock market, savings accounts or 401(k)s and have less trust in banking and investment firms since the bailouts of AIG and global banks a year ago. http://www.microsoft.com/presspass/press/2009/sep09/09-30millennialpr.mspx Ronald Mina rmina410 0 0 0 0 urn:com:businessweek:bx:article:9264433822978509894-be8fd960354ed100f6f00f5707373b27 2009-10-22T12:56:13.812-04:00

By Mike Rowan, 10/21/2009 eRollover User Question: Should a do a 401k rollover to a Roth IRA? I have money from my previous employer sitting in a 401k. Since I'm a younger investor (28) I would like to explore putting this money into a Roth IRA.

By Mike Rowan, 10/21/2009 eRollover User Question: Should a do a 401k rollover to a Roth IRA? I have money from my previous employer sitting in a 401k. Since I'm a younger investor (28) I would like to explore putting this money into a Roth IRA. http://www.erollover.com/blog/401k-rollovers-rollover-roth-ira/ Mike Rowan mrowan998 4 4 0 0 urn:com:businessweek:bx:article:3370103082392465548-23148e420d51a3381bdaf72d30adb5f6 2009-03-19T12:19:52.807-04:00

This proposal is in the 2010 Budget and may be a start of a Government take over of the American 401k and Retirement Account system. Obama is giving retirement, IRA, and 401k savers something to monitor closely…. President Barack Obama is calling...

This proposal is in the 2010 Budget and may be a start of a Government take over of the American 401k and Retirement Account system. Obama is giving retirement, IRA, and 401k savers something to monitor closely…. President Barack Obama is calling... http://www.erollover.com/blog/obama-401k/obama-government-sponsored-401k Mike Rowan mrowan998 50 50 0 0 urn:com:businessweek:bx:article:423822539254634669-b12d9e124febd576d66f4648e5c71e1c 2009-10-08T09:48:49.335-04:00

The numbers are in, and to state the blatantly obvious, 2008 was a terrible year for 401(k) investors as a whole. The worst bear market since the great depression caused account balances to plummet, and sent people scrambling

The numbers are in, and to state the blatantly obvious, 2008 was a terrible year for 401(k) investors as a whole. The worst bear market since the great depression caused account balances to plummet, and sent people scrambling http://www.erollover.com/blog/401-k-2008-retirement-plan-statistics-/ Mike Rowan mrowan998 2 2 0 0 urn:com:businessweek:bx:article:13412864896545902814-db656b9af5240d23b915ac8d8e2b1537 2009-02-06T23:19:38.903-05:00

In the middle of December, we first reported the theory of the “Exotic Mortgage Crisis.” Unconventional loans including Alt-A and Option ARMS are the next group of mortgage loans to be reset. Many of these mortgages could see rates change from 4% to...

In the middle of December, we first reported the theory of the “Exotic Mortgage Crisis.” Unconventional loans including Alt-A and Option ARMS are the next group of mortgage loans to be reset. Many of these mortgages could see rates change from 4% to... http://www.subprimeblogger.com/?p=1404 Jesse Wojdylo jwojdylo055 44 44 0 0 urn:com:businessweek:bx:article:9344080412313858156-5186bda340d9392d668922a60336d34a 2009-04-01T12:11:41.533-04:00

Having watched 401(k) account values drop precipitously, investors may fear that their savings in these defined-contribution plans will never get them through retirement. They may also wonder how their plans...

Having watched 401(k) account values drop precipitously, investors may fear that their savings in these defined-contribution plans will never get them through retirement. They may also wonder how their plans... http://images.businessweek.com/ss/09/03/0317_invest_retire/index.htm?technology+slideshows Karyn McCormack kmccormack660 35 34 1 0 urn:com:businessweek:bx:article:12648958235146531181-80781a4f91d4f8741784cdfd720c2fb2 2009-02-08T03:24:00.000-05:00

split 60-40 between stocks and bonds lost 22 percent or more of their value last year, shriveling the 401(k) account balances of even well-diversified workers. Those heavily invested in stocksor the single, sinking stock of their employerlost even more.

split 60-40 between stocks and bonds lost 22 percent or more of their value last year, shriveling the 401(k) account balances of even well-diversified workers. Those heavily invested in stocksor the single, sinking stock of their employerlost even more. http://c.moreover.com/click/here.pl?r1810183766&f=9791 43 43 0 0 urn:com:businessweek:bx:article:4530930743487258328-02dd04337f683d223ccfd51bf2fb3d4f 2009-01-21T18:50:35.120-05:00

Many employers are dropping their contributions, but for many workers it's still best option

Many employers are dropping their contributions, but for many workers it's still best option http://www.nydailynews.com/money/2009/01/17/2009-01-17_iras_still_cant_match_401ks.html Suzanne Woolley swoolley541 42 41 1 0 urn:com:businessweek:bx:article:3313711410006457944-39e5fd7cba19870276464f33ad7b0772 2009-10-04T08:20:56.963-04:00

Bank CD rates continue to make new lows this week with no end in sight to the declines. CD rates have been going down practically all year. In the summer/fall of 2008 one could find special promotional one year bank CD rates that were paying between 4% and 5%.

Bank CD rates continue to make new lows this week with no end in sight to the declines. CD rates have been going down practically all year. In the summer/fall of 2008 one could find special promotional one year bank CD rates that were paying between 4% and 5%. http://www.monitorbankrates.com Brian McKay bjones239 0 0 0 0 urn:com:businessweek:bx:article:14450132444697202633-8e9bf9322394449c86cf5af8cd302fcc 2009-03-23T11:54:14.985-04:00

Tax Filing time is here again for the 2008 calender year. As many people are scrambling, I just wanted to make sure that people know that there is a very simple tax deduction that is commonly overlooked. That deduction is your contribution to your...

Tax Filing time is here again for the 2008 calender year. As many people are scrambling, I just wanted to make sure that people know that there is a very simple tax deduction that is commonly overlooked. That deduction is your contribution to your... http://www.erollover.com/blog/ira-planning/2008-ira-roth-contribution-deadline Mike Rowan mrowan998 26 26 0 0 urn:com:businessweek:bx:article:12763731014819262071-38585a82f8753704e5bce81882900e57 2008-12-05T13:36:23.949-05:00

Teresa Ghilarducci has always had more interesting — and controversial — things to say than your average retirement-policy wonk.

Teresa Ghilarducci has always had more interesting — and controversial — things to say than your average retirement-policy wonk. http://www.time.com/time/business/article/0,8599,1864139,00.html?imw=Y Adrienne Carter acarter660 43 43 0 0 urn:com:businessweek:bx:article:13767901319940195019-0b9582790077022a2d2cd61bfe73123d 2009-09-24T08:54:00.000-04:00

in 2010 to recoup their refund by issuing U.S. savings bonds. Sick days and vacation time become 401(k) money: To make it easier for workers to rack up savings, the White House will make it easier for employers to convert (or allow workers to convert)

in 2010 to recoup their refund by issuing U.S. savings bonds. Sick days and vacation time become 401(k) money: To make it easier for workers to rack up savings, the White House will make it easier for employers to convert (or allow workers to convert) http://c.moreover.com/click/here.pl?r2223907776&f=9791 3 2 1 0 urn:com:businessweek:bx:article:9114366323225190651-b6ebeb934401066b5c4c348c9f92e9a0 2008-12-08T09:52:14.420-05:00

As the recession continues to plague our economy, the next shoe to drop may well be your employer match on your 401k plan. However, there are many things to think about when planning for your 401k strategy.

As the recession continues to plague our economy, the next shoe to drop may well be your employer match on your 401k plan. However, there are many things to think about when planning for your 401k strategy. http://www.erollover.com/blog/401a-retirement-plans/planning-401k-matches Mike Rowan mrowan998 34 32 1 1 urn:com:businessweek:bx:article:17627915434348085696-5c6b5e8888db93b6a6facae0a55bc8f7 2009-02-07T07:52:00.000-05:00

Dear Dr. Don, My husband and I are currently contributing the maximum amount toward our 401(k) and traditional IRAs. We are wondering, though, if we should reduce those contributions and allocate some funds to a CD or another investment type. We are in

Dear Dr. Don, My husband and I are currently contributing the maximum amount toward our 401(k) and traditional IRAs. We are wondering, though, if we should reduce those contributions and allocate some funds to a CD or another investment type. We are in http://c.moreover.com/click/here.pl?r1809365479&f=9791 29 29 0 0 urn:com:businessweek:bx:article:6822994631339644672-9cef6c3b0fe0743e243ea5431f4341c7 2009-01-29T17:58:00.000-05:00

I suggest that as part of the stimulus package, we should be able to withdraw from 401K savings plan without tax penalty to reduce debt or write of

I suggest that as part of the stimulus package, we should be able to withdraw from 401K savings plan without tax penalty to reduce debt or write of http://my.barackobama.com/page/community/post/shamssyed/gGxHpv 30 30 0 0 urn:com:businessweek:bx:article:10992622480400801551-3e5e4d22f5c245ce5490f6b437f9fa0c 2008-12-07T12:14:29.646-05:00

A friend recently asked me, “I have decided to rollover my 401k into an IRA, What do I do? In speaking with him about the procedure, I decided that many people probably have the same thoughts about 401k Rollovers, and are intimidated by making a move to an IRA. Here are some general thoughts about what you need to do to rollover your 401k.

A friend recently asked me, “I have decided to rollover my 401k into an IRA, What do I do? In speaking with him about the procedure, I decided that many people probably have the same thoughts about 401k Rollovers, and are intimidated by making a move to an IRA. Here are some general thoughts about what you need to do to rollover your 401k. http://www.erollover.com/blog/401k-planning/401k-rollover-to-ira-help Mike Rowan mrowan998 34 34 0 0 urn:com:businessweek:bx:article:275987320590194797-b27f17481aadb69b577045ad25b270a7 2009-03-29T23:48:00.000-04:00

...company didn't really offered any 401(k) plan.But...

...company didn't really offered any 401(k) plan.But... http://feedproxy.google.com/~r/FatwalletFinance/~3/ekl-oKQvmak/914203 23 23 0 0 urn:com:businessweek:bx:article:14435734949055932494-d567614e84f41b27fb987f39123a4537 2009-03-14T14:58:33.218-04:00

It just dawned on me that we just had a week of positive gains in the stock market! This is a very strange feeling, and I may be able to open up my 401k and IRA statements when they are mailed out later this month. Or that could still be a bad idea….

It just dawned on me that we just had a week of positive gains in the stock market! This is a very strange feeling, and I may be able to open up my 401k and IRA statements when they are mailed out later this month. Or that could still be a bad idea…. http://www.erollover.com/blog/2009-depression/worst-bear-markets Mike Rowan mrowan998 19 19 0 0 urn:com:businessweek:bx:article:2910073478219139011-99b9607663021f76def23403d91ba508 2009-01-08T14:21:22.113-05:00

At a time when corporations are in the news every day for cutting their employee 401(k) matches, I was pleasantly surprised to read about a company making a significant contribution to employee retirement accounts. McDonald’s began offering...

At a time when corporations are in the news every day for cutting their employee 401(k) matches, I was pleasantly surprised to read about a company making a significant contribution to employee retirement accounts. McDonald’s began offering... http://www.usnews.com/blogs/planning-to-retire/2009/01/07/mcdonalds-supersized-401k-match.html Michael Arndt marndt561 26 25 0 1 urn:com:businessweek:bx:article:2666427676615252846-08a5f0152dc3dd39b3e11710aeb9c435 2009-01-23T14:20:23.858-05:00

Personal Finance and Retirement Calculators Retirement and Investing calculators are always fun to play around with! They can provide you with the data to make more informed decisions about your investment and retirement portfolios, whether they are 401k plans, IRA’s, or just general personal finance decisions that you need to make.

Personal Finance and Retirement Calculators Retirement and Investing calculators are always fun to play around with! They can provide you with the data to make more informed decisions about your investment and retirement portfolios, whether they are 401k plans, IRA’s, or just general personal finance decisions that you need to make. http://www.erollover.com/blog/financial-calculators/personal-finance-and-retirement-calculators Mike Rowan mrowan998 26 25 0 1 urn:com:businessweek:bx:article:9648118460707560533-8eba1bc1367c7f5301c624d31d1fcda9 2009-01-29T11:48:22.576-05:00

Corporations that sponsor 401(k) plans may have more pressing issues at the moment, but that hardly means they should ignore the waning confidence in what has become their primary retirement benefits offering.

Corporations that sponsor 401(k) plans may have more pressing issues at the moment, but that hardly means they should ignore the waning confidence in what has become their primary retirement benefits offering. http://www.workforce.com/section/02/feature/26/12/42/index.html Lauren Young lyoung404 24 24 0 0