Debt collectors (not the original creditor) is governed by this very nifty federal law: Federal Debt Collections and...
CAPITAL ONE FINANCIAL
Capital One Financial Corporation, through its subsidiaries, provides various financial products and services to consumers, small businesses, and commercial clients in the United States. It offers commercial and consumer loans, commercial and consumer deposit account services, commercial credit cards, treasury management services, trust services, and other banking related products. Capital One was founded in 1993 and is headquartered in McLean, Virginia.
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