My DMP Isn’t Going Well. What Are My Options? – Karen

“Dear Steve, I have been on a DMP with Hess Kennedy/First Consumer Debt Consolidation for about 3 years. Debt started around 70 k and is now about 20k. I am looking to get them out of the picture (creditors didn’t receive last month’s payment- a whole other story.) All of my creditors except one, Bank of America, are willing to offer me the same APR, payment, and terms. Bank of America states...