Refinance Rates: 30 Year Refinance Rates at 4.06%, 15 Year Refiance Rates at 3.35%

Refinance rates are lower today; current 30 year refinance rates are averaging 4.06%, down from yesterday's average 30 year refinance rate of 4.09%. Current 15 year refinance rates on 15 year home loans are averaging 3.35%, a slight decrease from yesterday’s average 15 year refinance rate of 3.36%.