Refinance Now Because Mortgage Rates Are Going Higher In 2012 @ Mortgage Rates | Current Mortgage Rates, Mortgage Rates Today, Today's Mortgage Rates by RatesORama.com

Over the past several years mortgage rates have fallen to record low rates thanks to a financial crises, a recession and the Federal Reserve's programs of driving down mortgage rates to revive the housing market. Today's mortgage rates on 30 year home loans are at 3.97%, just above an all time record low of 3.94% on RatesORama's database of average mortgage rates.