Crossroads Credit Unionbased in Goessel, Kansas, is offering one of the best certificate rates on a 3 month certificate. In fact, the credit union's 3 month rate also is better than most 3 month CD rates at banks right now. Current 3 month rates are at 0.91% with an APY of 0.91%. That is one of the best share rates and best CD rates available today on a 3 month CD.
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