Most Active Articles 2009-11-24T01:30:47.171-05:00 Business Exchange Business_Exchange@businessweek.com urn:com:businessweek:bx:topic:most-active:online-banking Robert Pierce rpierce420 urn:com:businessweek:bx:article:3706807504977990717-b81cf1fe17b55dd87fa268e5da9aac75 2009-11-13T17:56:44.625-05:00

The plan was created by BancVue, a consulting and marketing company for small banks. Its aim is to bring new high-interest, no-fee checking accounts offered by small banks and credit unions nationwide under one brand, called “Kasasa” — a name made up after BancVue conducted extensive consumer marketing tests. BancVue argues that smaller banks, by pooling their marketing resources, can attract deposits from larger institutions.

The plan was created by BancVue, a consulting and marketing company for small banks. Its aim is to bring new high-interest, no-fee checking accounts offered by small banks and credit unions nationwide under one brand, called “Kasasa” — a name made up after BancVue conducted extensive consumer marketing tests. BancVue argues that smaller banks, by pooling their marketing resources, can attract deposits from larger institutions. http://www.nytimes.com/2009/11/02/business/media/02adco.html Crystal Thomas cthomas972 2 1 0 1 urn:com:businessweek:bx:article:7794647494320549829-2407e9a94e739b056bac0087e681a38b 2009-11-10T11:56:00.128-05:00

Pacific Mercantile Bank is offering some of the highest CD rates available these days. The bank’s best CD deals are with 12 month certificate of deposits and 18 month certificate of deposit rates. The current 12 month CD rate is 1.99 percent with an...

Pacific Mercantile Bank is offering some of the highest CD rates available these days. The bank’s best CD deals are with 12 month certificate of deposits and 18 month certificate of deposit rates. The current 12 month CD rate is 1.99 percent with an... http://www.bankcdrate.info/cd-rates/pacific-mercantile-bank-cd-rates Stacy Everest severest299 6 6 0 0 urn:com:businessweek:bx:article:16144201434947707722-f3e461e278daa5508cbf8b1b32269939 2009-11-06T09:24:15.683-05:00

Discover Bank is offering a $25 CD account bonus for opening a certificate of deposit with a term of 12 months or longer. There is also aminimum opening CD account deposit of $10,000 to receive the $25 bonus. The certificate of deposit $25...

Discover Bank is offering a $25 CD account bonus for opening a certificate of deposit with a term of 12 months or longer. There is also aminimum opening CD account deposit of $10,000 to receive the $25 bonus. The certificate of deposit $25... http://www.bankcdrate.info/home/discover-bank-cd-rates-bonus Stacy Everest severest299 10 10 0 0 urn:com:businessweek:bx:article:16253765966501336454-72ee9a40ed3b385ffb00d7e544517baa 2009-11-06T07:20:27.958-05:00

Bank of The Sierra is offering a rewards checking account yield that tops all savings account rates these days, which is why I am writing about it under our savings account category. Like all high yield rewards accounts there is a certain number of monthly transactions that have to be completed to receive the reward rate.

Bank of The Sierra is offering a rewards checking account yield that tops all savings account rates these days, which is why I am writing about it under our savings account category. Like all high yield rewards accounts there is a certain number of monthly transactions that have to be completed to receive the reward rate. http://www.bankcdrate.info/savings-accounts Brian McKay bjones239 2 2 0 0 urn:com:businessweek:bx:article:11209676487459630769-ea6af548e854b5ef020812fc5f93bc3a 2009-10-29T08:15:08.985-04:00

You can find savings account rates and money market account rates well above the national average rates, in fact, a select few banks and credit unions offer rates above 2.00 percent. SFGI Direct is offering their “Direct Savings Account” which...

You can find savings account rates and money market account rates well above the national average rates, in fact, a select few banks and credit unions offer rates above 2.00 percent. SFGI Direct is offering their “Direct Savings Account” which... http://www.monitorbankrates.com/online-savings-accounts/best-savings-account-rates-4688 Brian McKay bjones239 11 11 0 0 urn:com:businessweek:bx:article:11228321798478789558-1a52e7dc91d6028ae83531646845bf19 2009-10-29T08:11:02.149-04:00

The current national average rate for a two year certificate of deposit is 1.61 percent this week. You can find CD rates and yields higher than the national average rates. Discover Bank is offering a two year certificate of deposit rate of 2.33 percent and an annual percentage yield (APY) of 2.35 percent.

The current national average rate for a two year certificate of deposit is 1.61 percent this week. You can find CD rates and yields higher than the national average rates. Discover Bank is offering a two year certificate of deposit rate of 2.33 percent and an annual percentage yield (APY) of 2.35 percent. http://www.monitorbankrates.com/home/highest-two-year-cd-rates-4687 Brian McKay bjones239 0 0 0 0 urn:com:businessweek:bx:article:9298038514321643228-769d7b9c0efe9c1382deee8077635de4 2009-10-27T11:33:18.358-04:00

Finding the best savings account rate is becoming harder and harder as rates decline every week. Several banks have lowered savings account rates, CD rates and money market account rates. Last week American Express Bank lowered the annual percentage...

Finding the best savings account rate is becoming harder and harder as rates decline every week. Several banks have lowered savings account rates, CD rates and money market account rates. Last week American Express Bank lowered the annual percentage... http://www.bankcdrate.info/savings-accounts/savings-accounts-finding-the-best-savings-account-rates Stacy Everest severest299 0 0 0 0 urn:com:businessweek:bx:article:2677948289494029793-72cd07d3e3bdf35935379c35acb09089 2009-10-22T11:08:20.210-04:00

Current 12 month certificate of deposit rates are averaging only 1.146 percent this week but you can find 12 month CD rates a lot higher than the national average rate.

Current 12 month certificate of deposit rates are averaging only 1.146 percent this week but you can find 12 month CD rates a lot higher than the national average rate. http://www.monitorbankrates.com/cdrates/current-12-month-cd-rates-4677 Brian McKay bjones239 1 1 0 0 urn:com:businessweek:bx:article:7134534179760185502-179e3b39b07f76b865cc01d3f5fd64f0 2009-10-20T10:45:34.924-04:00

Finding a decent bank CD rate has become more and more difficult these days. CD rates have been on the decline for over a year now and seem to hit new lows every week.

Finding a decent bank CD rate has become more and more difficult these days. CD rates have been on the decline for over a year now and seem to hit new lows every week. http://www.monitorbankrates.com/home/current-12-month-bank-cd-rates-4676 Brian McKay bjones239 1 1 0 0 urn:com:businessweek:bx:article:15255509532782822394-0eabfeb30a009aab500fe79426e940e1 2009-10-20T13:08:17.434-04:00

Find the best bank CD rates

Find the best bank CD rates http://www.bankcdrates.info Stacy Everest severest299 0 0 0 0 urn:com:businessweek:bx:article:15048007646088963262-38dc039683d5edc812681406f64a545f 2009-10-20T10:44:56.497-04:00

EverBank of Jacksonville, Florida, is offering a money market account ( ”Yield Pledge Money Market Account”) that currently has an annual percentage Yield (APY) of 2.51% for the first three months. The 3 month “Bonus Interest Rate” period APY on the...

EverBank of Jacksonville, Florida, is offering a money market account ( ”Yield Pledge Money Market Account”) that currently has an annual percentage Yield (APY) of 2.51% for the first three months. The 3 month “Bonus Interest Rate” period APY on the... http://www.monitorbankrates.com/online-savings-accounts/everbank-money-market-account-yield-251-4675 Brian McKay bjones239 0 0 0 0 urn:com:businessweek:bx:article:13607382993597412506-941c6ce051dff3f340e264278ea2711a 2009-10-07T10:33:51.540-04:00

I’m not arguing for an eggshell model of security - crunchy on the outside, squishy on the inside - but it makes things much easier to be able to address an application server’s security requirements without the need to assume that whatever security you implement on an application level is all you will have.

I’m not arguing for an eggshell model of security - crunchy on the outside, squishy on the inside - but it makes things much easier to be able to address an application server’s security requirements without the need to assume that whatever security you implement on an application level is all you will have. http://information-security-resources.com/2009/10/07/modularizing-multiple-security-functionalities/ Anthony M. Freed afreed536 1 0 0 1 urn:com:businessweek:bx:article:6425993557793203510-2d07886d069e853240350800ccd12731 2009-10-06T12:27:00.482-04:00

The seeming inconsistency between the perception of being immune from data breach risks with the rapid growth in data breach incidents, led us to think about whether organizations can actually quantify their level of breach risk. We were somewhat surprised that there is not much available to organizations to help them in scoring their vulnerability.

The seeming inconsistency between the perception of being immune from data breach risks with the rapid growth in data breach incidents, led us to think about whether organizations can actually quantify their level of breach risk. We were somewhat surprised that there is not much available to organizations to help them in scoring their vulnerability. http://information-security-resources.com/2009/10/05/tools-for-quantifying-risk-exposure-are-few/ Anthony M. Freed afreed536 1 0 0 1 urn:com:businessweek:bx:article:16065800696023694640-6173459fa5e78d478e44822061f4a0ed 2009-10-06T12:06:07.710-04:00

As part of their storage security strategy, enterprises must understand the value of such intellectual property in combination with the risk tolerance of the organization before they can address how to appropriately secure it and store it. Moreover, because the value of information changes over its lifetime, so should its storage.

As part of their storage security strategy, enterprises must understand the value of such intellectual property in combination with the risk tolerance of the organization before they can address how to appropriately secure it and store it. Moreover, because the value of information changes over its lifetime, so should its storage. http://information-security-resources.com/2009/10/05/strategies-for-secure-storage-initiatives/ Anthony M. Freed afreed536 1 0 0 1 urn:com:businessweek:bx:article:3636613525687230104-ee6df60ba3be4b742f5d12d5db3e3a17 2009-10-03T17:26:34.862-04:00

A study from fintech vendor Fiserv found that bank customers who pay bills online are over 15% more profitable and 76% more loyal than those who don't.

A study from fintech vendor Fiserv found that bank customers who pay bills online are over 15% more profitable and 76% more loyal than those who don't. http://pindebit.blogspot.com/2009/08/bank-customers-who-pay-bills-online-15.html John B. Frank jfrank160 6 6 0 0 urn:com:businessweek:bx:article:12467185123755280788-2015eb6a50eafc923a14c3c23a3284ea 2009-10-03T16:22:40.753-04:00

As each entry is typed in full, this makes the information vulnerable" to a simple keylogger, a virus that sits on a computer and tracks every keystroke with the aim of collecting passwords.

As each entry is typed in full, this makes the information vulnerable" to a simple keylogger, a virus that sits on a computer and tracks every keystroke with the aim of collecting passwords. http://pindebit.blogspot.com/2009/08/online-banking-insecureonly-1-bank.html John B. Frank jfrank160 4 4 0 0 urn:com:businessweek:bx:article:13520031130578502938-d0b3373fc66b707c74640b4bd9512d06 2009-10-03T13:21:33.601-04:00

What are the chances to fight back? SLIM and None!

What are the chances to fight back? SLIM and None! http://pindebit.blogspot.com/2009/09/online-banking-trojans-infesting-web.html John B. Frank jfrank160 1 1 0 0 urn:com:businessweek:bx:article:2999412498160746570-e4f4e28a1ac6eb4fbe28137e61feb4a1 2009-10-03T17:34:30.108-04:00

If you think the new security system acts like a guarantee providing for cover against online frauds, then you are treading on wrong turf.

If you think the new security system acts like a guarantee providing for cover against online frauds, then you are treading on wrong turf. http://pindebit.blogspot.com/2009/08/type-of-bull-crap-that-passes-as.html John B. Frank jfrank160 3 2 0 1 urn:com:businessweek:bx:article:1542843237961665705-953bca9af29260482683964e244b33db 2009-10-07T11:25:47.115-04:00

Current promotion CD rates include a 12 month certificate of deposit that has a current rate of 1.19 percent and an annual percentage yield ( APY) of 1.20 percent.

Current promotion CD rates include a 12 month certificate of deposit that has a current rate of 1.19 percent and an annual percentage yield ( APY) of 1.20 percent. http://www.bankcdrate.info Stacy Everest severest299 0 0 0 0 urn:com:businessweek:bx:article:2606523821429354574-1b4fd9a92aad09024c1082528c566bf1 2009-10-07T09:21:51.797-04:00

OneWest Bank, formerly IndyMac Bank before the bank was rescued by the Federal Deposit Insurance Corporation (FDIC) last year, is offering one of the best CD rates for a one year certificate of deposit. The CD rate is currently at 1.99 percent with an annual percentage yield of 2.01 percent.

OneWest Bank, formerly IndyMac Bank before the bank was rescued by the Federal Deposit Insurance Corporation (FDIC) last year, is offering one of the best CD rates for a one year certificate of deposit. The CD rate is currently at 1.99 percent with an annual percentage yield of 2.01 percent. http://www.monitorbankrates.com/cdrates/onewest-bank-one-year-cd-rate-4661 Brian McKay bjones239 0 0 0 0 urn:com:businessweek:bx:article:3784243675723258751-95d4014d557f2dbd8374d33e2339a2f3 2009-10-03T17:23:17.253-04:00

The increasing popularity of online banking will likely lead to an increase in credit and debit card fraud, says a new report from a group of law enforcement agencies.

The increasing popularity of online banking will likely lead to an increase in credit and debit card fraud, says a new report from a group of law enforcement agencies. http://pindebit.blogspot.com/2009/08/online-banking-will-contribute-to.html John B. Frank jfrank160 1 1 0 0 urn:com:businessweek:bx:article:12020105869112222987-a951051ec53a4c177083c7ebc97787f1 2009-10-03T17:31:26.783-04:00

A fifth of the respondents said they are not confident their financial institution can protect them, Half of respondents said that they would change banks, or at least consider it, if they or someone they knew was hit by card fraud.

A fifth of the respondents said they are not confident their financial institution can protect them, Half of respondents said that they would change banks, or at least consider it, if they or someone they knew was hit by card fraud. http://pindebit.blogspot.com/2009/08/for-those-who-missed-it-i-am.html John B. Frank jfrank160 0 0 0 0 urn:com:businessweek:bx:article:15106920492043306246-d9c75fb8cc6d930c92d1fae762d0cfe6 2009-10-03T17:10:43.883-04:00

Trusted, legitimate sites are being compromised more frequently resulting in users unwittingly downloading malicious software and infecting their computers.

Trusted, legitimate sites are being compromised more frequently resulting in users unwittingly downloading malicious software and infecting their computers. http://pindebit.blogspot.com/2009/08/web-insecurity-part-deaux-donttrust-it.html John B. Frank jfrank160 0 0 0 0 urn:com:businessweek:bx:article:8611683433675238418-dd43d2c3bfff3206455297c87325fb8d 2009-10-03T17:14:31.608-04:00

Until financial institutions instruct their customers to "stop typing" and "start swiping" hackers will be the ones doing the swiping. In the meantime, we can listen to webinars like the one below on how to try and "trace" these "sophisticated attacks." Trace? How about "eliminate?"

Until financial institutions instruct their customers to "stop typing" and "start swiping" hackers will be the ones doing the swiping. In the meantime, we can listen to webinars like the one below on how to try and "trace" these "sophisticated attacks." Trace? How about "eliminate?" http://pindebit.blogspot.com/2009/08/online-banking-gateway-to-fraud.html John B. Frank jfrank160 0 0 0 0 urn:com:businessweek:bx:article:7283760093182334916-c6ceae2a6017a664c2ccdc78adf6d51a 2009-10-03T17:08:28.775-04:00

PandaLabs receives nearly 37,000 samples of new viruses, worms, Trojans and other types of Internet threats every day. Of these, 71% are Trojans, mostly aimed at stealing bank details or credit card numbers as well as passwords for other commercial services.

PandaLabs receives nearly 37,000 samples of new viruses, worms, Trojans and other types of Internet threats every day. Of these, 71% are Trojans, mostly aimed at stealing bank details or credit card numbers as well as passwords for other commercial services. http://pindebit.blogspot.com/2009/08/malware-aimed-at-stealing-bank-log-in.html John B. Frank jfrank160 0 0 0 0