Most Active Articles 2009-11-25T23:00:09.829-05:00 Business Exchange Business_Exchange@businessweek.com urn:com:businessweek:bx:topic:most-active:retirement-security Theo Francis tfrancis455 urn:com:businessweek:bx:article:4374805661941148774-da7f1e417c3acdc460c3ac0f313f53c6 2009-11-10T13:55:11.246-05:00

Employment-Based Retirement Plan Participation: Geographic Differences and Trends, 2008 November 2009 EBRI Issue Brief #336 Paperback, 40 pp. PDF, 675 kb Employee Benefit Research Institute, 2009 Download Issue Brief PDF Executive Summary...

Employment-Based Retirement Plan Participation: Geographic Differences and Trends, 2008 November 2009 EBRI Issue Brief #336 Paperback, 40 pp. PDF, 675 kb Employee Benefit Research Institute, 2009 Download Issue Brief PDF Executive Summary... http://ebri.org/publications/ib/index.cfm?fa=ibDisp&content_id=4402 Lauren Young lyoung404 8 7 0 1 urn:com:businessweek:bx:article:9973074293318820726-749b8fd9f67a22c8a37baa0f5f00c1af 2009-11-07T21:48:00.099-05:00

Americans closing in on retirement are resetting their expectations for their sunset years After 40 years, it was tempting to cash out. Business had been good in 2007, and Hoop Roche was fielding offers from investors interested in buying his...

Americans closing in on retirement are resetting their expectations for their sunset years After 40 years, it was tempting to cash out. Business had been good in 2007, and Hoop Roche was fielding offers from investors interested in buying his... http://www.ihavenet.com/Personal-Finance-Getting-Real-About-Retirement.html Dean Mikelis dmikelis084 13 13 0 0 urn:com:businessweek:bx:article:2910399857576735738-cf32d6129a2d92ea3c272aa216c7ad3f 2009-11-07T21:49:05.477-05:00

You may be tempted to sign up for Social Security payments as soon as you're eligible, at age 62. After all, the trust fund is expected to be exhausted in 2037, according to the Social Security Board of Trustees. But you may be jumping the gun.

You may be tempted to sign up for Social Security payments as soon as you're eligible, at age 62. After all, the trust fund is expected to be exhausted in 2037, according to the Social Security Board of Trustees. But you may be jumping the gun. http://www.ihavenet.com/Personal-Finance-Pump-Up-Your-Social-Security-Payouts.html Dean Mikelis dmikelis084 7 7 0 0 urn:com:businessweek:bx:article:5986637364076577392-9224bfdfa81f00158830533de6968c81 2009-11-07T21:47:07.949-05:00

When companies are looking to reduce the size of their workforce, they sometimes try to entice workers to give up their jobs through buyouts or early-retirement incentives. Initially, an early retirement with a cash bonus or a free year's salary...

When companies are looking to reduce the size of their workforce, they sometimes try to entice workers to give up their jobs through buyouts or early-retirement incentives. Initially, an early retirement with a cash bonus or a free year's salary... http://www.ihavenet.com/Personal-Finance-Weighing-Career-Early-Retirement-Offers.html Dean Mikelis dmikelis084 4 4 0 0 urn:com:businessweek:bx:article:4205203686772769676-d89c2c08eb03665da70f142f7077db63 2009-11-07T21:48:38.346-05:00

Even as 401(k)'s tanked, home prices plummeted, and jobs vanished, more than 50 million Americans went to sleep last year assured that at least one of their assets would still be there in the morning: their Social Security check. No matter how...

Even as 401(k)'s tanked, home prices plummeted, and jobs vanished, more than 50 million Americans went to sleep last year assured that at least one of their assets would still be there in the morning: their Social Security check. No matter how... http://www.ihavenet.com/Personal-Finance-Social-Security-Wheel-of-Fortune-retirement-safety-net-wearing-thin.html Dean Mikelis dmikelis084 5 5 0 0 urn:com:businessweek:bx:article:11047223499859896874-22c7383f61d2460cb0f5fd8702e27da2 2009-11-07T20:43:20.013-05:00

Whatever your age, it's time to learn from the recession Relax. You can still retire. You just might have to redefine the word retirement a bit. Like maybe calling it "second career explorations" or "extended earning opportunities" or just plain...

Whatever your age, it's time to learn from the recession Relax. You can still retire. You just might have to redefine the word retirement a bit. Like maybe calling it "second career explorations" or "extended earning opportunities" or just plain... http://www.ihavenet.com/Personal-Finance-Rethinking-Retirement.html Dean Mikelis dmikelis084 5 5 0 0 urn:com:businessweek:bx:article:9374005779455880663-edc900c8860b245ea58daa859bc1455c 2009-11-07T20:42:09.055-05:00

I come in contact with the failure of America's retirement system at my local supermarket. That's where a corps of elderly gentlemen bag my groceries. After the bags are piled in the cart, they ask me with slackened faces if I need help to the car.

I come in contact with the failure of America's retirement system at my local supermarket. That's where a corps of elderly gentlemen bag my groceries. After the bags are piled in the cart, they ask me with slackened faces if I need help to the car. http://www.ihavenet.com/Personal-Finance-The-Modern-Retirement-Plan-Cross-Your-Fingers-Robyn-Blumner.html Dean Mikelis dmikelis084 1 1 0 0 urn:com:businessweek:bx:article:10041716949702878784-4b08ee99a04073b67a24e4bf69b55c2c 2009-11-07T21:52:05.083-05:00

Entrepreneurship Is the New Retirement: 10 great places to start your own business. Entrepreneurs never really retire; they just move on to their next project. These days, it's boomers -- not techie 20-somethings -- who most embody the entrepreneurial spirit. Over the past decade, the highest rate of entrepreneurial activity was among people between the ages of 55 and 64.

Entrepreneurship Is the New Retirement: 10 great places to start your own business. Entrepreneurs never really retire; they just move on to their next project. These days, it's boomers -- not techie 20-somethings -- who most embody the entrepreneurial spirit. Over the past decade, the highest rate of entrepreneurial activity was among people between the ages of 55 and 64. http://www.ihavenet.com/Entrepreneur-Entrepreneurship-Is-the-New-Retirement.html Dean Mikelis dmikelis084 3 3 0 0 urn:com:businessweek:bx:article:2501285118423079786-5f73b31dc3842fb3bf05b480377e87f9 2009-11-07T21:53:01.575-05:00

Paring back doesn't mean giving up the good life. How to be creatively thrifty When Gary Pierce, 63, a former commercial real estate broker, retired 14 years ago, he and his wife moved out of their house and onto a sailboat in the Caribbean.

Paring back doesn't mean giving up the good life. How to be creatively thrifty When Gary Pierce, 63, a former commercial real estate broker, retired 14 years ago, he and his wife moved out of their house and onto a sailboat in the Caribbean. http://www.ihavenet.com/Personal-Finance-Making-the-Most-of-Frugal-Living.html Dean Mikelis dmikelis084 1 1 0 0 urn:com:businessweek:bx:article:8622995700655978818-9f7af02a7c84413187a83362fd297aeb 2009-11-07T21:49:41.438-05:00

Working an extra year or two can give your nest egg a much-needed boost The path to retirement is tricky to navigate, and there's no GPS--or even a road map--to help you decide when to take the off-ramp. Edward Acker, 69, an architect in Fairfax, Va.

Working an extra year or two can give your nest egg a much-needed boost The path to retirement is tricky to navigate, and there's no GPS--or even a road map--to help you decide when to take the off-ramp. Edward Acker, 69, an architect in Fairfax, Va. http://www.ihavenet.com/Personal-Finance-Postponing-Retirement.html Dean Mikelis dmikelis084 1 1 0 0 urn:com:businessweek:bx:article:6458700407152139585-6c12276db8895a1bce3baf32179b2182 2009-10-30T10:32:59.674-04:00

A look at Time's article wanting to get rid of the 401k

A look at Time's article wanting to get rid of the 401k http://www.christianpf.com/is-the-401k-a-bad-idea/ Bob Lotich blotich640 7 7 0 0 urn:com:businessweek:bx:article:17291772968556756202-426af6375235cd1d9fb26a85d68ea31f 2009-10-26T13:02:08.989-04:00

By most accounts the single best retirement savings plan is the Roth IRA.

By most accounts the single best retirement savings plan is the Roth IRA. http://www.sobabyboomer.com/2009/10/is-it-time-for-a-roth-ira.html John Agno jagno444 5 4 0 1 urn:com:businessweek:bx:article:8468247174054062769-ba6c2f048cf7a1434ea4babdb7c55c2d 2009-10-06T16:26:32.400-04:00

Many of us wish to increase our wealth exponentially and secure our financial position. We seek investments which has no risk and makes a lot of money for us. The challenge however, is to find such an investment avenue.

Many of us wish to increase our wealth exponentially and secure our financial position. We seek investments which has no risk and makes a lot of money for us. The challenge however, is to find such an investment avenue. http://www.personalmoney.in/identify-the-best-investment-that-suits-your-needs/1348 Manish Misra mmisra977 5 3 1 1 urn:com:businessweek:bx:article:2573857313005291291-5690ee0ec2ebfed11605ff866f71f335 2009-02-10T17:55:25.969-05:00

Here are five new rules to consider for retirement investing

Here are five new rules to consider for retirement investing http://finance.yahoo.com/retirement/article/106421/5-New-Investing-Rules-for-Retirement Ken & Daria Dolan kdolan686 89 87 2 0 urn:com:businessweek:bx:article:999132506442305229-28dd4adc464fb18d4adb001cdb0ef316 2009-10-08T22:14:28.451-04:00

Beginning Jan. 1, people who make more than $100,000 will be able to move assets into Roth accounts for the first time since the investment vehicles were created 10 years ago. Almost nine out of 10 investors are unaware of the opportunity, according...

Beginning Jan. 1, people who make more than $100,000 will be able to move assets into Roth accounts for the first time since the investment vehicles were created 10 years ago. Almost nine out of 10 investors are unaware of the opportunity, according... http://www.thestreet.com/story/10608381/1/confusion-about-roth-iras-abounds.html?cm_ven=GOOGLEN Suzanne Woolley swoolley541 5 4 0 1 urn:com:businessweek:bx:article:16443066730168010545-e5b0d0e5d34f81cec500ca615faccecd 2009-10-08T22:01:02.846-04:00

Of the 600,000 401(k) plans in the United States, many, if not most, have hidden fees that are ripping off the participants and the advisors who administer the plans, says David Loeper, author of several books on financial advice for consumers and advisors.

Of the 600,000 401(k) plans in the United States, many, if not most, have hidden fees that are ripping off the participants and the advisors who administer the plans, says David Loeper, author of several books on financial advice for consumers and advisors. http://www.fa-mag.com/fa-news/4556-401k-participants-advisors-hurt-by-high-fees.html Suzanne Woolley swoolley541 5 4 0 1 urn:com:businessweek:bx:article:4427021065996720142-8cfbd5e1ec10c8932a0fa892b5f41cfd 2009-10-06T10:40:27.439-04:00

Washington, DC, October 6, 2009 - American workers who held 401(k) accounts consistently from 2003 through 2008 suffered a 24.3 percent average drop in their account balance during 2008’s bear market, according to a report released today by the Employee Benefit Research Institute (EBRI) and the Investment Company Institute (ICI).

Washington, DC, October 6, 2009 - American workers who held 401(k) accounts consistently from 2003 through 2008 suffered a 24.3 percent average drop in their account balance during 2008’s bear market, according to a report released today by the Employee Benefit Research Institute (EBRI) and the Investment Company Institute (ICI). http://ici.org/pdf/per15-02.pdf Lauren Young lyoung404 8 4 0 4 urn:com:businessweek:bx:article:13306494928638882922-7d0f8a77a3364091664a5ecc2a62a6cd 2009-10-08T22:07:09.517-04:00

Despite the economic upheaval, employer matching contributions were unchanged in 2009 in 90% of the 401(k) plans recently surveyed by Aon Consulting. Of the remaining plans that provide employer matching contributions, 3% increased their match and 7% decreased it.

Despite the economic upheaval, employer matching contributions were unchanged in 2009 in 90% of the 401(k) plans recently surveyed by Aon Consulting. Of the remaining plans that provide employer matching contributions, 3% increased their match and 7% decreased it. http://hr.cch.com/news/pension/100809.asp Suzanne Woolley swoolley541 2 1 0 1 urn:com:businessweek:bx:article:7759094870392266982-2a4a43fe6a18447088804f7e12af8919 2009-10-20T02:29:41.423-04:00

Job security and monthly salary are two of the main factors that kill your creativity, and eventually your chances to achieve success and realise your dream upon your retirement years. I was raised in a family highly valuing steady job and...

Job security and monthly salary are two of the main factors that kill your creativity, and eventually your chances to achieve success and realise your dream upon your retirement years. I was raised in a family highly valuing steady job and... http://www.noobpreneur.com/2009/10/20/facing-retirement-ahead-why-job-security-makes-you-lazy/ Ivan Widjaya iwidjaya482 0 0 0 0 urn:com:businessweek:bx:article:1022742713002102462-d65a63e2e7a1e0df412ef4dba848fabe 2009-10-08T22:23:22.945-04:00

Several money managers are scrambling to design investment options embedded with annuities or income guarantees in what they hope will be the next major evolution in defined...

Several money managers are scrambling to design investment options embedded with annuities or income guarantees in what they hope will be the next major evolution in defined... http://www.pionline.com/article/20091005/PRINTSUB/310059973 Suzanne Woolley swoolley541 4 4 0 0 urn:com:businessweek:bx:article:7831583921027066195-6801d410b2a40e0d4714e392bac3b685 2009-10-04T11:52:52.232-04:00

Oct. 2 (Bloomberg) -- Applications for Social Security benefits rose almost 50 percent more than expected this year because of the recession, according to the federal retirement program. “We are seeing a significant increase in both retirement and...

Oct. 2 (Bloomberg) -- Applications for Social Security benefits rose almost 50 percent more than expected this year because of the recession, according to the federal retirement program. “We are seeing a significant increase in both retirement and... http://www.bloomberg.com/apps/news?pid=20601087&sid=auyVsU9FRcts Suzanne Woolley swoolley541 1 0 0 1 urn:com:businessweek:bx:article:15626764231775521414-262276cb54d74ccb13ad2424e457b81a 2009-10-04T11:24:04.922-04:00

Ken Lewis doesn't have a golden parachute, but he's all set for a comfortable landing -- unlike his long-suffering shareholders. The Bank of America chief executive officer said Wednesday he'll step aside at...

Ken Lewis doesn't have a golden parachute, but he's all set for a comfortable landing -- unlike his long-suffering shareholders. The Bank of America chief executive officer said Wednesday he'll step aside at... http://money.cnn.com/2009/10/01/news/newsmakers/lewis.payout.fortune/?postversion=2009100210 Suzanne Woolley swoolley541 1 0 0 1 urn:com:businessweek:bx:article:2144533308712677661-ce0c2a5b9bf4a7e69962104f30fd530e 2009-10-01T15:02:54.764-04:00

Retirement is part of the American dream. Unfortunately, the nation’s financial meltdown is making the act tougher than ever. Social Security alone won’t pay the bills.

Retirement is part of the American dream. Unfortunately, the nation’s financial meltdown is making the act tougher than ever. Social Security alone won’t pay the bills. http://www.todaysfinancialnews.com/investment-strategies/ready-to-retire-think-again-10104.html Todays Financial News lsmith642 6 6 0 0 urn:com:businessweek:bx:article:3147225951156964817-b38b7e082400adf18a56b284d120e273 2009-10-08T22:18:35.794-04:00

Maybe the best that can be said about the effect of last year's market crash on average 401(k) balances is: It could have been worse. The average balance dropped 24% in 2008, according to a study of accounts held by six million workers who consistently participated in a 401(k) plan from 2003 through 2008, by the Employee Benefit Research Institute and the Investment Company Institute.

Maybe the best that can be said about the effect of last year's market crash on average 401(k) balances is: It could have been worse. The average balance dropped 24% in 2008, according to a study of accounts held by six million workers who consistently participated in a 401(k) plan from 2003 through 2008, by the Employee Benefit Research Institute and the Investment Company Institute. http://online.wsj.com/article/SB10001424052748703298004574457352744634762.html Suzanne Woolley swoolley541 1 1 0 0 urn:com:businessweek:bx:article:15335787504878361169-60d3bcfcbed8f34539d77cd4d94eeaa9 2009-09-23T17:59:57.416-04:00

Fidelity Investments plans to increase the proportion of international equities in its target-date retirement funds, saying foreign stocks hold less risk now than in past years. Fidelity said on Wednesday it also plans to...

Fidelity Investments plans to increase the proportion of international equities in its target-date retirement funds, saying foreign stocks hold less risk now than in past years. Fidelity said on Wednesday it also plans to... http://www.reuters.com/article/companyNewsAndPR/idUSN2341380320090923 Suzanne Woolley swoolley541 2 1 0 1