Most Active Articles 2009-11-24T23:44:42.838-05:00 Business Exchange Business_Exchange@businessweek.com urn:com:businessweek:bx:topic:most-active:retirement-strategies Suzanne Woolley swoolley541 urn:com:businessweek:bx:article:14146930100299259851-a695520e0b44d07e8074d7a2e4282042 2009-11-23T14:21:28.089-05:00

Learn how a strong or weak dollar impacts your life! Great article explains how....

Learn how a strong or weak dollar impacts your life! Great article explains how.... http://www.erollover.com/blog/weak-strong-dollar-currency/ Mike Rowan mrowan998 0 0 0 0 urn:com:businessweek:bx:article:17912813280120170396-03cb1324576f3da1a90d5d6fed4daa19 2009-11-18T10:42:25.992-05:00

The History of the 401(k) plan started with its establishment in 1978. 401(k) plans provide retirement planning solutions for employee’s savings

The History of the 401(k) plan started with its establishment in 1978. 401(k) plans provide retirement planning solutions for employee’s savings http://www.erollover.com/blog/history-401-k-retirement-plan/ Mike Rowan mrowan998 1 1 0 0 urn:com:businessweek:bx:article:4374805661941148774-da7f1e417c3acdc460c3ac0f313f53c6 2009-11-10T13:55:11.246-05:00

Employment-Based Retirement Plan Participation: Geographic Differences and Trends, 2008 November 2009 EBRI Issue Brief #336 Paperback, 40 pp. PDF, 675 kb Employee Benefit Research Institute, 2009 Download Issue Brief PDF Executive Summary...

Employment-Based Retirement Plan Participation: Geographic Differences and Trends, 2008 November 2009 EBRI Issue Brief #336 Paperback, 40 pp. PDF, 675 kb Employee Benefit Research Institute, 2009 Download Issue Brief PDF Executive Summary... http://ebri.org/publications/ib/index.cfm?fa=ibDisp&content_id=4402 Lauren Young lyoung404 7 6 0 1 urn:com:businessweek:bx:article:11415197353862651003-a1864d35988f2a41ab865824c9feb901 2009-11-07T04:35:31.354-05:00

Our Instincts play a big role in our investment decisions. Often, these instincts are based on our perceptions rather than on information available to us. Today, we have far greater access to information through print, television and internet media,...

Our Instincts play a big role in our investment decisions. Often, these instincts are based on our perceptions rather than on information available to us. Today, we have far greater access to information through print, television and internet media,... http://www.personalmoney.in/5-investment-myths-to-avoid/1417 Manish Misra mmisra977 14 13 0 1 urn:com:businessweek:bx:article:4427021065996720142-8cfbd5e1ec10c8932a0fa892b5f41cfd 2009-10-06T10:40:27.439-04:00

Washington, DC, October 6, 2009 - American workers who held 401(k) accounts consistently from 2003 through 2008 suffered a 24.3 percent average drop in their account balance during 2008’s bear market, according to a report released today by the Employee Benefit Research Institute (EBRI) and the Investment Company Institute (ICI).

Washington, DC, October 6, 2009 - American workers who held 401(k) accounts consistently from 2003 through 2008 suffered a 24.3 percent average drop in their account balance during 2008’s bear market, according to a report released today by the Employee Benefit Research Institute (EBRI) and the Investment Company Institute (ICI). http://ici.org/pdf/per15-02.pdf Lauren Young lyoung404 73 69 0 4 urn:com:businessweek:bx:article:261178519292668734-1d9c2e074333311b50d8cefbf5ed6886 2009-11-07T21:44:21.245-05:00

On the surface, the future looks bleak for baby boomers. The Center for Economic and Policy Research projects that the median baby boomer household lost 45 percent of its net worth between 2004 and 2009. So why does retirement expert Ken Dychtwald...

On the surface, the future looks bleak for baby boomers. The Center for Economic and Policy Research projects that the median baby boomer household lost 45 percent of its net worth between 2004 and 2009. So why does retirement expert Ken Dychtwald... http://www.ihavenet.com/Personal-Finance-Why-Boomers-Will-Retire-More-Comfortably-Than-Their-Parents.html Dean Mikelis dmikelis084 7 7 0 0 urn:com:businessweek:bx:article:7455770698363500208-8052b4aa1b3f3bfb324653cc47140414 2009-11-08T10:43:22.886-05:00

It is inevitable but everyone gets old not only physically but by numbers. When one reaches a certain age, retirement is definitely the next step. Today, because of people’s new way of life and because of science development people now go beyond the...

It is inevitable but everyone gets old not only physically but by numbers. When one reaches a certain age, retirement is definitely the next step. Today, because of people’s new way of life and because of science development people now go beyond the... http://www.moneybuzz.org/financial-planning-schemes-for-seniors-2-important-tips.html Ivan Widjaya iwidjaya482 9 9 0 0 urn:com:businessweek:bx:article:13342686735932725222-3a7a6ed01d49906dd902d07a89a4aff8 2009-02-18T01:00:00.000-05:00

The 2009 stimulus package signed by president Obama contains quite a few financial stimulus for many different parts of the population.

The 2009 stimulus package signed by president Obama contains quite a few financial stimulus for many different parts of the population. http://pfblogs.org/entry/1320875 298 298 0 0 urn:com:businessweek:bx:article:11413257583234045216-a75a5756f15448acc9329d9276a50c6d 2009-11-06T12:56:14.142-05:00

2009 Tax Time is right around the corner, as it’s November already, and the end of 2009 is quickly approaching. However the 2009 tax year offers opportunities that are a little bit outside the norm. There are numerous ways to take advantage of tax breaks that will expire before the start of 2010.

2009 Tax Time is right around the corner, as it’s November already, and the end of 2009 is quickly approaching. However the 2009 tax year offers opportunities that are a little bit outside the norm. There are numerous ways to take advantage of tax breaks that will expire before the start of 2010. http://www.erollover.com/blog/2009-year-end-planning-tax-tips/ Mike Rowan mrowan998 6 6 0 0 urn:com:businessweek:bx:article:3710700943014503655-923948d070fd3298c4aa0715cf23d2a1 2009-10-30T12:57:09.888-04:00

Your long anticipated retirement has arrived. After 40 + years of hard work, you have put away a nest egg that you will depend on to take retirement income. However, as with any change, another financial planning process must be implemented to provide the income and security for your golden years. Retirement planning usually involves 3 buckets of money:

Your long anticipated retirement has arrived. After 40 + years of hard work, you have put away a nest egg that you will depend on to take retirement income. However, as with any change, another financial planning process must be implemented to provide the income and security for your golden years. Retirement planning usually involves 3 buckets of money: http://www.erollover.com/blog/interest-rate-retirement-account-savings/ Mike Rowan mrowan998 17 17 0 0 urn:com:businessweek:bx:article:11047223499859896874-22c7383f61d2460cb0f5fd8702e27da2 2009-11-07T20:43:20.013-05:00

Whatever your age, it's time to learn from the recession Relax. You can still retire. You just might have to redefine the word retirement a bit. Like maybe calling it "second career explorations" or "extended earning opportunities" or just plain...

Whatever your age, it's time to learn from the recession Relax. You can still retire. You just might have to redefine the word retirement a bit. Like maybe calling it "second career explorations" or "extended earning opportunities" or just plain... http://www.ihavenet.com/Personal-Finance-Rethinking-Retirement.html Dean Mikelis dmikelis084 3 3 0 0 urn:com:businessweek:bx:article:2235084206304724366-78f911e270fbc186b1dd4eadec864e64 2009-11-09T12:28:25.019-05:00

A proposal to end the tax on employer-provided domestic partner health benefits was included in the bill that passed the house

A proposal to end the tax on employer-provided domestic partner health benefits was included in the bill that passed the house http://www.advocate.com/article.aspx?id=101820 A. Peter Clem pclem056 0 0 0 0 urn:com:businessweek:bx:article:15405263294705834402-7704b6fa804ae13192f58306446395e7 2009-10-29T18:30:53.576-04:00

If you are in your 50s you may be familiar with the "sandwich generation" concept — a reference to the squeeze many folks this age find themselves in as they struggle to put their kids through college even as they assume greater financial...

If you are in your 50s you may be familiar with the "sandwich generation" concept — a reference to the squeeze many folks this age find themselves in as they struggle to put their kids through college even as they assume greater financial... http://www.time.com/time/specials/packages/article/0,28804,1930805_1931029_1931016,00.html?xid=rss-topstories Suzanne Woolley swoolley541 14 14 0 0 urn:com:businessweek:bx:article:10959863166402835934-d02f8adf0bb50f85b9731522f291addf 2009-10-21T08:42:32.212-04:00

The rise in gold is primarily the result of speculation and a falling U.S. dollar.

The rise in gold is primarily the result of speculation and a falling U.S. dollar. http://www.sobabyboomer.com/2009/10/gold-bull-or-bubble.html John Agno jagno444 6 4 0 2 urn:com:businessweek:bx:article:285417773964477607-c371972bc25356ad31ad176778772267 2009-11-05T10:57:32.478-05:00

Since the tax treatments are identical, and the limit on the 401k contributions is much higher, you should continue to make unmatched contributions to your 401k until the maximum is reached. Diverting unmatched 401k contributions to a Roth will not give you additional tax saving, but will increase your transaction costs, and possibly management fees as well.

Since the tax treatments are identical, and the limit on the 401k contributions is much higher, you should continue to make unmatched contributions to your 401k until the maximum is reached. Diverting unmatched 401k contributions to a Roth will not give you additional tax saving, but will increase your transaction costs, and possibly management fees as well. http://www.erollover.com/education/retirement/401k/401k-roth-ira-contribution-strategy/ Mike Rowan mrowan998 1 1 0 0 urn:com:businessweek:bx:article:6458700407152139585-6c12276db8895a1bce3baf32179b2182 2009-10-30T10:32:59.674-04:00

A look at Time's article wanting to get rid of the 401k

A look at Time's article wanting to get rid of the 401k http://www.christianpf.com/is-the-401k-a-bad-idea/ Bob Lotich blotich640 7 7 0 0 urn:com:businessweek:bx:article:370536488282755027-d1a0f5f2af259e20d6986a2cd6d36c5f 2009-10-30T10:38:23.259-04:00

http://www.christianpf.com/5-small-business-owner-retirement-plans/ Bob Lotich blotich640 5 5 0 0 urn:com:businessweek:bx:article:1552940740384850949-e5c4d9b9fab137be0dbef1dbf988a95f 2009-10-26T15:40:35.001-04:00

With his wife, Mary Kaye LaRussa, battling a brain tumor, Bob Houk jumped on the chance to save when he got a postcard promising a mortgage from WaMu starting at 1 percent interest. But it wasn't that simple, and he was soon paying 7.

With his wife, Mary Kaye LaRussa, battling a brain tumor, Bob Houk jumped on the chance to save when he got a postcard promising a mortgage from WaMu starting at 1 percent interest. But it wasn't that simple, and he was soon paying 7. http://seattletimes.nwsource.com/html/businesstechnology/2010136506_wamu26.html# Jerry Gropp Architect AIA jgropp393 2 1 0 1 urn:com:businessweek:bx:article:17291772968556756202-426af6375235cd1d9fb26a85d68ea31f 2009-10-26T13:02:08.989-04:00

By most accounts the single best retirement savings plan is the Roth IRA.

By most accounts the single best retirement savings plan is the Roth IRA. http://www.sobabyboomer.com/2009/10/is-it-time-for-a-roth-ira.html John Agno jagno444 2 1 0 1 urn:com:businessweek:bx:article:4906998857232016975-04cc49cccdf02eea33ab5f0b3728ab25 2009-04-06T19:46:48.730-04:00

WITH THE STOCK MARKET OFF 45% IN THE PAST 18 MONTHS, nearly $3 trillion has evaporated from U.S. retirement accounts. As a result, many retirees who once felt financially secure, or at least comfortable, now are grappling with how to make ends meet...

WITH THE STOCK MARKET OFF 45% IN THE PAST 18 MONTHS, nearly $3 trillion has evaporated from U.S. retirement accounts. As a result, many retirees who once felt financially secure, or at least comfortable, now are grappling with how to make ends meet... http://online.barrons.com/article/SB123880212491988601.html?mod=googlenews_barrons Suzanne Woolley swoolley541 99 99 0 0 urn:com:businessweek:bx:article:3716867266664881562-7cc32eb486e588b67e2eb6056364e920 2009-03-17T13:03:39.408-04:00

In a world turned upside down, you must re-examine some basic assumptions. A good place to start: understanding the true nature of risk.

In a world turned upside down, you must re-examine some basic assumptions. A good place to start: understanding the true nature of risk. http://money.cnn.com/2009/03/16/pf/Financial_security_rules.moneymag/index.htm Gabriel Untal guntal468 111 111 0 0 urn:com:businessweek:bx:article:9943798449489568872-370e8cbb70bbbbdbb68fe17246b17ba5 2009-10-23T10:45:09.484-04:00

The idea of earnings driving the broad stock market is a myth.

The idea of earnings driving the broad stock market is a myth. http://www.sobabyboomer.com/2009/10/earnings-is-that-really-whats-driving-the-djia-higher.html John Agno jagno444 4 2 0 2 urn:com:businessweek:bx:article:9264433822978509894-be8fd960354ed100f6f00f5707373b27 2009-10-22T12:55:22.410-04:00

By Mike Rowan, 10/21/2009 eRollover User Question: Should a do a 401k rollover to a Roth IRA? I have money from my previous employer sitting in a 401k. Since I'm a younger investor (28) I would like to explore putting this money into a Roth IRA.

By Mike Rowan, 10/21/2009 eRollover User Question: Should a do a 401k rollover to a Roth IRA? I have money from my previous employer sitting in a 401k. Since I'm a younger investor (28) I would like to explore putting this money into a Roth IRA. http://www.erollover.com/blog/401k-rollovers-rollover-roth-ira/ Mike Rowan mrowan998 5 5 0 0 urn:com:businessweek:bx:article:16613377416322856369-4b62793d3e14be14065ef319048f6f20 2009-10-19T15:47:32.739-04:00

Should Bond Powerhouse Pimco Jump into Stocks? Posted by: Lauren Young on October 19 News reports from Bloomberg and Pensions & Investments say that fixed-income giant Pacific Investment Management Co. is considering a move into equity investing.

Should Bond Powerhouse Pimco Jump into Stocks? Posted by: Lauren Young on October 19 News reports from Bloomberg and Pensions & Investments say that fixed-income giant Pacific Investment Management Co. is considering a move into equity investing. http://www.businessweek.com/investing/insights/blog/archives/2009/10/bloomberg_news.html Lauren Young lyoung404 1 0 0 1 urn:com:businessweek:bx:article:15665528080126023645-ed7586840d3efce49dc21e7328835380 2009-10-17T23:33:37.927-04:00

What features of long-term care policies should I focus on? There are various questions and issues to keep in mind when choosing a long-term care policy. Where may care occur? The best policies pay for care in a nursing home, assisted living...

What features of long-term care policies should I focus on? There are various questions and issues to keep in mind when choosing a long-term care policy. Where may care occur? The best policies pay for care in a nursing home, assisted living... http://www.erollover.com/education/insurance/long-term-care/long-term-care-features-ltc-policy/ Mike Rowan mrowan998 4 4 0 0