TIAA-CREF

TIAA-CREF (Teachers Insurance and Annuity Association -- College Retirement Equities Fund) is one of the largest financial services companies in the United States. It offers low fees, a long-term approach to investing, and a full line of financial products and services provided by consultants who never receive commissions. Instead, TIAA-CREF employees are compensated primarily on how well they serve their clients, not what they sell the clients.

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